Payments are processed securely by PayPal — HandsOn never sees your card details. Passes are one-time payments (nothing auto-renews). PayPal charges a non-refundable transaction fee (about 49¢ + 3.49%) on every payment; approved refunds return your payment minus that fee. Live camera coaching is metered: a $1.99 unlock includes 3 hours on that guide and you can add another 3 hours for $1.99 any time; All-Access Monthly includes up to 15 hours and Annual up to 50. Reading any guide is always free and unmetered. AI-generated guidance can be wrong; use your own judgment and follow safety precautions.